South Africa Retired Person's Visa

Nadia Dardón

Immigration Content Writer

Last update 15 July, 2025

Community

Join thouthands of remoters!

Join the community

South Africa Rating from Citizen Remote

Overall 3.6

Internet Infrastructure 4.0

Country Stability 2.0

Cost of Living 5.0

Ease of Obtaining Visa 4.0

Taxes 3.0

Quick Visa Facts

Visa length Initial validity up to 4 years

Possible to extend? Yes, renewable before expiry

Who can apply? Retired persons with a guaranteed income (pension, annuity, or investment)

Minimum Income Requirements ZAR 37,000 per month (approximately $2,072 USD per month)

Time for visa applications Typically 4 to 8 weeks, depending on the consulate and completeness of documents.

Want to know if you can apply?

Complete a visa quiz and see if you qualify!

Start Visa Quiz

Dreaming of retiring in South Africa? With its breathtaking coastlines, world-class wine regions, and warm climate year-round, it’s no wonder so many retirees are drawn to this vibrant country. Whether you're planning to relax in the Cape Winelands or settle into a quiet seaside town, the South Africa Retired Persons Visa offers a legal pathway to enjoy your golden years abroad.

This guide breaks down everything you need to know about the visa, from financial requirements to the application process, using only official government sources. So if you're ready to retire somewhere extraordinary, here’s how to make South Africa your new home.

South Africa Retired Person's Visa Overview

The South Africa Retired Persons Visa is a long-stay visa designed for foreign nationals who wish to retire in South Africa and can demonstrate a stable income or financial means. Introduced as part of South Africa’s Immigration Act (No. 13 of 2002), this visa provides a legal pathway for retirees to reside in the country either temporarily or on a longer-term basis, depending on their circumstances.

Unlike many retirement visas around the world, South Africa’s version does not have an age requirement, making it accessible to anyone who meets the minimum financial criteria, regardless of their age.

Who Is It For?

This visa is ideal for:

Retirees who want to live in South Africa for part or all of the year.
Individuals of any age with sufficient passive income, such as pensions, rental income, dividends, or investments.
Foreign nationals seeking a more affordable, scenic, and laid-back retirement destination.

You do not need to be over a certain age to qualify; eligibility is based purely on financial means.

What Does It Allow You to Do?

The Retired Persons Visa allows you to:

Reside in South Africa for up to four years at a time, with the option to renew.
Live part-time or full-time in the country depending on your preferences.
Apply for permanent residency if you meet ongoing financial requirements.
Under certain conditions, apply for permission to work or run a business (though this is not the default and must be requested separately)

This visa is typically issued as a temporary residence permit, but it can serve as a stepping stone toward permanent residency for qualifying applicants.

South Africa Retired Person's Visa Requirements

To apply for the South Africa Retired Persons Visa, you’ll need to submit a set of standard documents along with specific supporting evidence that proves your eligibility. All documents must be submitted to the appropriate South African embassy, consulate, or Visa Facilitation Centre (VFS), depending on your location.

Here’s what you’ll need to include in your application:

A completed and signed application form (Form DHA-1738)
A valid passport with at least two blank pages and validity for no less than 30 days after the end of your intended stay.
Two recent passport-sized photos.
A medical report (not older than 6 months)
A radiological report (chest X-ray, unless exempt due to age or medical condition)
A police clearance certificate from each country you’ve lived in for more than 12 months over the past 10 years.
Proof of accommodation in South Africa (rental agreement, property title, or a letter from a host)
Proof of payment for the visa application fee.
A signed letter explaining the purpose and duration of your stay.
Flight itinerary (return or onward ticket, if applicable)

Proof of Financial Self-Sufficiency

This is the most important requirement for the Retired Persons Visa. You must prove you have a monthly income of at least ZAR 37,000 (approximately $2,072 USD per month) through:

Pension statements
Retirement annuity payouts
Rental income
Interest or dividends from investments
Any other passive income

Alternatively, you can provide evidence of lump-sum savings or assets that demonstrate the ability to sustain yourself financially during your stay. In this case, the total amount should reasonably cover the required monthly income across the intended duration of the visa.

Private Health Insurance

You must show proof of private medical insurance valid in South Africa. The policy must:

Cover the full duration of your stay.
Include coverage for major medical events, hospitalization, and emergencies.
Be issued by a recognized insurer.

It’s also recommended that your insurance plan includes repatriation coverage in case of medical emergencies. Travel insurance is not accepted; it must be long-term residency health insurance. You can find our recommendations for the best health insurance plans for digital nomads here.

Proof of Accommodation in South Africa

Whether you're renting or buying, you must submit valid documentation showing where you plan to live. Acceptable proof includes:

A signed lease agreement.
A property deed if you own a home.
A letter of invitation and proof of residence if staying with a friend or family member.

How to Apply for the South African Retired Persons Visa – Step-by-Step Instructions

Applying for the South Africa Retired Persons Visa involves several steps, from preparing your documents to submitting your application through the correct authority. Here’s how to do it from start to finish:

Step 1: Gather All Required Documents

Before you begin the application, make sure you have all the necessary documents ready. This includes your completed DHA-1738 form, passport, financial proof, medical reports, and any other supporting paperwork. Double-check that all documents are translated into English (if applicable) and certified.

Note: Missing documents are one of the most common reasons for delays or rejections. Use a checklist to stay organized.

Step 2: Book an Appointment at the Nearest South African Mission or VFS Center

You must apply from outside South Africa, typically in your country of residence. Find the nearest South African embassy, consulate, or Visa Facilitation Centre (VFS) and book an appointment for your visa submission.

U.S. applicants can apply via South African consulates (e.g., in Washington D.C., New York, or Los Angeles)
Many countries now use VFS Global for managing South African visa applications.

Step 3: Submit Your Application In Person

Attend your appointment and submit your application in person. You’ll need to:

Provide biometric data (fingerprints and photograph)
Submit original documents and certified copies.
Pay the required visa application fee (check with your local mission for updated costs and payment methods)

Step 4: Wait for Processing

Visa processing times can vary but typically take 4 to 8 weeks. You may be contacted for additional documents or clarifications during this period. You can track the status of your application via the VFS Global website (if applicable) or directly through your local South African mission.

Step 5: Receive Your Visa

Once approved, you’ll receive your visa stamped in your passport. Check all the details to ensure accuracy, especially the validity dates and visa conditions.

Step 6: Travel to South Africa

You can now enter South Africa on your Retired Persons Visa. Make sure to carry copies of your key documents with you, including your financial proof and medical insurance, in case you're asked to present them at border control.

How Much Does the South African Retired Person's Visa Cost?

The cost of the South Africa Retired Persons Visa can vary slightly depending on where you're applying from and whether the local South African mission uses a visa facilitation service like VFS Global. As of the latest updates, the base visa application fee is approximately ZAR 1,775 (South African Rand). However, you may also need to pay additional service or courier fees depending on the consulate or application center.

If you’re applying through VFS Global, expect extra charges such as:

VFS service fee: typically around USD 36 to USD 50, depending on the country.
Courier or SMS notifications (optional): small additional fees.
Translation or document certification (if required): varies.

It’s a good idea to check the official website of the South African mission or VFS office in your country for the most up-to-date fee breakdown and payment instructions. Keep in mind that visa fees are non-refundable, even if your application is denied.

Also, factor in the cost of medical reports, police clearance certificates, and health insurance, which are required as part of your application and may add to your overall expenses.

Taxes for People With a South African Retired Persons Visa

If you’re living in South Africa on a Retired Persons Visa, you may become liable for taxes, depending on how long you stay and where your income comes from. South Africa uses a residency-based tax system, which means your tax obligations are determined by your physical presence in the country and not just your visa status.

If you are considered a tax resident, you will be taxed on your worldwide income. This includes pensions, rental income, dividends, and other passive income from abroad. However, South Africa has double taxation agreements (DTAs) with many countries, which can help you avoid being taxed twice on the same income.

Here’s what you should know:

If you spend more than 183 days in South Africa in a 12-month period, and 91 of those days are consecutive, you may be considered a tax resident.
As a tax resident, you must register with the South African Revenue Service (SARS) and submit annual tax returns.
Foreign pension income may still be taxable in South Africa unless exempted under a DTA.
If you’re not a tax resident, you’ll typically be taxed only on South African-sourced income (for example, if you own property or earn interest locally).

It’s strongly recommended that you consult a qualified tax advisor familiar with South African and international tax law to ensure full compliance and avoid penalties. Your home country’s rules, and whether you're still filing tax returns there, can also impact your obligations.

Living in South Africa as a Retired Person

Retiring in South Africa offers a unique blend of natural beauty, modern comforts, and affordability. From the coastal charm of the Garden Route to the cosmopolitan energy of Cape Town, the country provides diverse options for retirees looking for a relaxed yet engaging lifestyle. The cost of living is generally lower than in many Western countries, making it easier to stretch your pension or savings without sacrificing quality of life. You'll find high-quality private healthcare, vibrant expat communities, and easy access to outdoor activities like hiking, golfing, and wildlife safaris.

Daily life in South Africa combines convenience with a rich cultural experience. Supermarkets, shopping centers, and healthcare facilities are widely available in urban areas, while smaller towns offer a slower pace and tight-knit communities. English is widely spoken, and many locals are welcoming to foreigners, especially in areas popular with retirees. Whether you're drawn to wine country, coastal towns, or the mountains, living in South Africa on a Retired Persons Visa allows you to enjoy your golden years in a scenic, dynamic, and affordable destination.

Best Cities to Live in South Africa

South Africa offers a wide variety of cities that appeal to retirees looking for natural beauty, modern amenities, and a comfortable lifestyle. Whether you prefer coastal living, cultural vibrancy, or tranquil mountain views, here are three of the best cities to consider:

Cape Town

Known as one of the most beautiful cities in the world, Cape Town is a favorite among retirees for its stunning coastal scenery, mild Mediterranean climate, and world-class healthcare facilities. It offers a perfect mix of nature and city life, with easy access to beaches, hiking trails, restaurants, and shopping. Popular suburbs like Constantia, Claremont, and Somerset West provide quiet, leafy neighborhoods ideal for a peaceful retirement.

George

Located along the famous Garden Route, George is a smaller city that offers a slower, more relaxed pace of life while still providing excellent infrastructure and amenities. Surrounded by mountains and near beautiful beaches, it’s ideal for retirees who enjoy outdoor living. The cost of living here is more affordable than in larger cities, and the local healthcare services are well-regarded, making it a practical and scenic retirement choice.

Durban

For those who prefer warmer weather year-round, Durban delivers with its subtropical climate and laid-back coastal atmosphere. It’s home to a large English-speaking population, great golf courses, a thriving Indian culinary scene, and a growing number of private medical centers. Popular suburbs like Umhlanga and Hillcrest are favored by retirees for their safety, community feel, and convenient access to shopping and health services.

Cost of Living

The official currency of South Africa is the South African rand (ZAR). 1 ZAR = approximately  USD $0.0524

The average net monthly salary in South Africa is around R 18,098, which equates to approximately USD $948 .

Here’s a rundown of what you should expect to pay in different cities:

Cape Town

Rent (1 bedroom in city center): $774 per month
Rent (3 bedrooms outside city center): $996 per month
Basic Utilities: $96 per month
Wi‑Fi (60 Mbps unlimited): $42 per month
Public Transport (one‑way ticket): $1.10
Groceries (2 people): $300–600 per month

George

Rent (1 bedroom in city center): $390 per month
Rent (3 bedrooms outside city center): $525 per month
Basic Utilities: $76 per month
Wi‑Fi (60 Mbps unlimited): $47 per month
Public Transport (one‑way ticket): $0.77
Groceries (2 people): $370–450 per month

Durban

Rent (1 bedroom in city center): $347 per month
Rent (3 bedrooms outside city ): $550 per month
Basic Utilities: $136 per month
Wi‑Fi (60 Mbps unlimited): $36 per month
Public Transport (one‑way ticket): $1.66
Groceries (2 people): $320–640 per month

FAQs

How long can I stay in South Africa on a Retired Persons Visa?

The Retired Persons Visa is usually granted for an initial period of up to four years and can be renewed. After five years, you may be eligible to apply for permanent residency.

Can I work in South Africa while on a Retired Persons Visa?

No, this visa does not permit employment or running a business in South Africa. It is designed solely for retirees who wish to live off their pension or investment income.

What proof of income do I need to apply for the Retired Persons Visa?

You must demonstrate a minimum monthly income of ZAR 37,000 (approximately $2,072 USD per month) from a pension, annuity, or other financial sources to prove you can support yourself without working.

Is private health insurance mandatory for the Retired Persons Visa?

Yes, applicants must have comprehensive private health insurance valid in South Africa for the entire duration of their stay.

Can family members join me on a Retired Persons Visa?

Yes, you can apply to bring your spouse and dependent children as accompanying family members, provided you meet the financial and health requirements for each.

Author